Smartphone and feature phone enabled
Smartphone and feature phone enabled

Next Generation payments for Africa.

Bluecode is a digital P2B Four party payment scheme(Issuing bank, individual consumer, acquiring banks, merchant business.)

Interoperability of any digital payment and and payment without a card.

Bluecode has product capabilities for the next generation technology, with instant payments for domestic and cross border payments and a mobile based secure payment ecosystem.

  • Bluecode Africa offerings

    • Mobility and agility of P2P and P2M with functional depth and merchant acquiring.
    • Value-added services provided, all on a mobile phone, and off a card scheme.
    • The SDK resides in the bank’s channel, offering another way to pay in the bank’s own channel, no need for the customer to download anything.
    • Smart and feature phone enabled.

    How it Works and Value

    • Retail will integrate Bluecode API into their ECR or POS, or simply use the Bluescan app on any Android or IOS device.
    • Expands the reach beyond cards and makes the SME an acquirable and bankable business.
    • Increases the size of the addressable market and provides smaller businesses a digital payment and bank relationship, otherwise out of reach.
    • Issuer or Acquirer, Bank or Non-banked, Bluecode never sees customer information.
    • Customer information stays with the bank, where it belongs.
    • Participating financial institutions can defend their customer relationship and expand the size of the addressable market.
    • Push or pull, barcode, QR or 8 digit token number, there is no payment interaction out of reach.

    A better way to pay, for banks, SMEs and customers.

Next Generation
payments for Africa.

Bluecode is a digital P2B Four party payment scheme(Issuing bank, individual consumer, acquiring banks, merchant business.)

Interoperability of any digital payment and and payment without a card.

Bluecode has product capabilities for the next generation technology, with instant payments for domestic and cross border payments and a mobile based secure payment ecosystem.

Find out more

Bluecode Africa offerings

  • Mobility and agility of P2P and P2M with functional depth and merchant acquiring.
  • Value-added services provided, all on a mobile phone, and off a card scheme.
  • The SDK resides in the bank’s channel, offering another way to pay in the bank’s own channel, no need for the customer to download anything.
  • Smart and feature phone enabled.

How it Works and Value

  • Retail will integrate Bluecode API into their ECR or POS, or simply use the Bluescan app on any Android or IOS device.
  • Expands the reach beyond cards and makes the SME an acquirable and bankable business.
  • Increases the size of the addressable market and provides smaller businesses a digital payment and bank relationship, otherwise out of reach.
  • Issuer or Acquirer, Bank or Non-banked, Bluecode never sees customer information.
  • Customer information stays with the bank, where it belongs.
  • Participating financial institutions can defend their customer relationship and expand the size of the addressable market.
  • Push or pull, barcode, QR or 8 digit token number, there is no payment interaction out of reach.

A better way to pay, for banks, SMEs and customers.

Smartphone and feature phone enabled
Dynamic token presented as Barcode or QR code
Dynamic token presented as Barcode or QR code

More than paying.

Any large retail, to SMEs can provide their customer valued added services, such as discounts, vouchers and stamp passes, and all from a mobile device. Every SME or SMME should have the right to add value, retain and grow their business by giving their customer more value. The app has the option to provide rewards for customers, and it doesn’t run on a card system. Say goodbye to the unnecessary, with a digital solutions that is moving the payment revolution.

Dynamic token presented as Barcode or QR code

More than paying.

Large Retailers to SMEs can provide their customers valued added services from a mobile, such as discounts, vouchers and stamp passes. Every SME/MME should have the right to add value, retain and grow their business by giving their customer more value. The app has the option to provide rewards for customers, and it doesn’t run on a card system. Say goodbye to the unnecessary, with a digital solutions that is moving the payment revolution.

Smartphone
Feature Phone

The future of payments.

We believe in a future with reduced use of cash and cards. A safer way to transact. The future of payments is about safer, more convenient, more cost-effective way to pay for everyone.

The future of payments.

We believe in a future with reduced use of cash and cards. A safer way to transact. The future of payments is about safer, more convenient, more cost-effective way to pay for everyone.

Smart Phone
Feature Phone
Smart Phone
Feature Phone

The future of payments.

We believe in a future with reduced use of cash and cards. A safer way to transact. The future of payments is about safer, more convenient, more cost-effective way to pay for everyone.

No consumer data is ever transferred in the transaction
No consumer data is ever transferred in the transaction

Secure like no other payment platform.

Paying with Bluecode is easy and secure. Personal data and information about the consumer does not leave the bank. It is not stored anywhere, neither  with Bluecode or on your phone. We are not in the business of data. We are in the business of ensuring your payment is seamless, simple and secure.

No consumer data is ever transferred in the transaction

Secure like no other payment platform.

Paying with Bluecode is easy and secure. Personal data and information about the consumer does not leave the bank. It is not stored anywhere, neither  with Bluecode or on your phone. We are not in the business of data. We are in the business of ensuring your payment is seamless, simple and secure.